ShareMarket
Current Price
₹ 915
Live Data

About Company

Business Overview Shriram Transport Finance Company Ltd is a part of the SHRIRAM Group conglomerate which has a significant presence in the financing business. STFC is engaged in the business of commercial vehicle financing mainly focusing on trucks from preowned to new ones. It's a Deposit-taking NBFC comprising 1,758 branches, 831 rural centers, and partnerships with ~500 private financiers. [1]

Financial Ratios

Key fundamental data analysis

Market Cap
₹ 2,15,225 Cr.
Current Price
₹ 915
High / Low
₹ 1,108 / 566
Stock P/E
21.5
Book Value
₹ 350
Dividend Yield
1.18 %
ROCE
11.5 %
ROE
16.4 %
Face Value
₹ 2.00

Analysis

Pros

  • Company has delivered good profit growth of 32.0% CAGR over last 5 years
  • Company has been maintaining a healthy dividend payout of 20.9%

Cons

  • Stock is trading at 2.61 times its book value
  • Company has low interest coverage ratio.
  • Promoter holding has decreased over last quarter: -5.08%

Quarterly Results

MetricsMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue79668003855589229484960510090106981145411536119121217112513
Interest3361348836223707398841294350475152245401552552595336
Expenses2341214124542634271226612836303332933062310933973104
Financing Profit2265237424802581278328152903291429373073327935144073
Financing Margin %28302929292929272627282933
Other Income1341475987548615746692618
Depreciation427132137147153153159162171173174177175
Profit before tax1851228323912494271727152830432627722906311333633917
Tax %31252525262524252326262523
Net Profit1288171217921874202120312153324921442159231425303021
EPS in Rs6.869.19.529.9410.6910.7611.3917.2711.411.4812.313.4516.06
Gross NPA %
Net NPA %

Profit & Loss

MetricsMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue91771035910903135021553616561174221925530492349734394148133
Interest4706508852196409756483139089977312987148681852921521
Expenses27813447371232884171468349325816870698771227912673
Financing Profit169118241972380538013565340236668799102281313213939
Financing Margin %181818282422201929293029
Other Income231127201414181622515759
Depreciation4338353743141137135601569645699
Profit before tax16501789193838963778343932783549821498841264413300
Tax %383435353227242427252425
Net Profit1028118412662549257625122499272160207399957610024
EPS in Rs8.139.351020.1420.3619.8617.7120.1232.1139.250.8153.28
Dividend Payout %2219710115182022231920