Current Price
₹ 901
Live Data

About Company

Business Overview Shriram Transport Finance Company Ltd is a part of the SHRIRAM Group conglomerate which has a significant presence in the financing business. STFC is engaged in the business of commercial vehicle financing mainly focusing on trucks from preowned to new ones. It's a Deposit-taking NBFC comprising 1,758 branches, 831 rural centers, and partnerships with ~500 private financiers. [1]

Financial Ratios

Key fundamental data analysis

Market Cap
₹ 1,69,444 Cr.
Current Price
₹ 901
High / Low
₹ 1,108 / 566
Stock P/E
18.5
Book Value
₹ 322
Dividend Yield
1.10 %
ROCE
11.0 %
ROE
15.6 %
Face Value
₹ 2.00

Analysis

Pros

  • Company has delivered good profit growth of 26.7% CAGR over last 5 years
  • Company has been maintaining a healthy dividend payout of 21.4%

Cons

  • Stock is trading at 2.80 times its book value
  • Company has low interest coverage ratio.

Quarterly Results

MetricsDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Revenue7795796680038555892294849605100901069811454115361191212171
Interest3241336134883622370739884129435047515224540155255259
Expenses2082234121412454263427122661283630333293306231093397
Financing Profit2473226523742480258127832815290329142937307332793514
Financing Margin %32283029292929292726272829
Other Income313414759875486157466926
Depreciation61427132137147153153159162171173174177
Profit before tax2415185122832391249427172715283043262772290631133363
Tax %25312525252625242523262625
Net Profit1802128817121792187420212031215332492144215923142530
EPS in Rs9.616.869.19.529.9410.6910.7611.3917.2711.411.4812.313.45
Gross NPA %
Net NPA %

Profit & Loss

MetricsMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue847691771035910903135021553616561174221925530492349734394147074
Interest42334706508852196409756483139089977312987148681852921409
Expenses224427813447371232884171468349325816870698771227912862
Financing Profit1999169118241972380538013565340236668799102281313212803
Financing Margin %24181818282422201929293027
Other Income4231127201414181622515747
Depreciation334338353743141137135601569645695
Profit before tax197016501789193838963778343932783549821498841264412155
Tax %313834353532272424272524-
Net Profit1358102811841266254925762512249927216020739995769147
EPS in Rs10.738.139.351020.1420.3619.8617.7120.1232.1139.250.8148.63
Dividend Payout %1222197101151820222319-