Current Price
₹ 951
Live Data
About Company
State Bank of India is a Fortune 500 company. It is an Indian Multinational, Public Sector banking and financial services statutory body headquartered in Mumbai. It is the largest and oldest bank in India with over 200 years of history.[1]
Financial Ratios
Key fundamental data analysis
Market Cap
₹ 8,77,416 Cr.
Current Price
₹ 951
High / Low
₹ 1,235 / 780
Stock P/E
10.8
Book Value
₹ 646
Dividend Yield
1.82 %
ROCE
6.09 %
ROE
15.0 %
Face Value
₹ 1.00
Analysis
Pros
- Company has been maintaining a healthy dividend payout of 18.6%
Cons
- Company has low interest coverage ratio.
- Contingent liabilities of Rs.27,42,584 Cr.
- Company might be capitalizing the interest cost
- Earnings include an other income of Rs.1,97,711 Cr.
Quarterly Results
| Metrics | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 98083 | 101460 | 107391 | 112868 | 117469 | 118242 | 121045 | 124654 | 126840 | 125729 | 128040 | 130386 | 131080 |
| Interest | 53451 | 58045 | 62955 | 68092 | 70644 | 71701 | 73619 | 77397 | 78227 | 78266 | 78002 | 78783 | 79953 |
| Expenses | 59965 | 49080 | 59365 | 62635 | 65418 | 53996 | 62709 | 64890 | 74438 | 59496 | 72265 | 76799 | 75050 |
| Financing Profit | -15334 | -5665 | -14930 | -17858 | -18593 | -7455 | -15283 | -17634 | -25825 | -12034 | -22227 | -25196 | -23923 |
| Financing Margin % | -16 | -6 | -14 | -16 | -16 | -6 | -13 | -14 | -20 | -10 | -17 | -19 | -18 |
| Other Income | 38769 | 30873 | 36865 | 33103 | 47445 | 33883 | 42758 | 43200 | 52722 | 41263 | 50884 | 55262 | 49999 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 23436 | 25208 | 21936 | 15245 | 28852 | 26428 | 27474 | 25566 | 26897 | 29229 | 28657 | 30067 | 26076 |
| Tax % | 22 | 26 | 25 | 26 | 25 | 26 | 26 | 25 | 26 | 26 | 25 | 27 | 23 |
| Net Profit | 18769 | 19094 | 16648 | 11598 | 22203 | 20094 | 20565 | 19484 | 20379 | 22121 | 21861 | 22176 | 20508 |
| EPS in Rs | 20.27 | 20.77 | 18.04 | 12.4 | 23.96 | 21.65 | 22.17 | 21.12 | 21.96 | 23.76 | 22.9 | 23.09 | 21.28 |
| Gross NPA % | 2.53 | 2.13 | |||||||||||
| Net NPA % | 0.63 | 0.52 |
Profit & Loss
| Metrics | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 207974 | 220633 | 230447 | 228970 | 253322 | 269852 | 278115 | 289973 | 350845 | 439189 | 490938 | 514933 |
| Interest | 133179 | 143047 | 149115 | 146603 | 155867 | 161124 | 156010 | 156194 | 189981 | 259736 | 300943 | 315005 |
| Expenses | 96675 | 109985 | 145666 | 169065 | 166104 | 172909 | 192821 | 197349 | 204303 | 239750 | 252043 | 283611 |
| Financing Profit | -21879 | -32399 | -64334 | -86697 | -68649 | -64181 | -70715 | -63570 | -43439 | -60297 | -62049 | -83683 |
| Financing Margin % | -11 | -15 | -28 | -38 | -27 | -24 | -25 | -22 | -12 | -14 | -13 | -16 |
| Other Income | 49315 | 52828 | 68193 | 77557 | 77365 | 98159 | 107222 | 117000 | 122534 | 155386 | 172406 | 197711 |
| Depreciation | 1581 | 2252 | 2915 | 3105 | 3496 | 3662 | 3711 | 3691 | 3696 | 3849 | 3991 | 0 |
| Profit before tax | 25855 | 18177 | 945 | -12245 | 5220 | 30317 | 32796 | 49739 | 75399 | 91240 | 106365 | 114028 |
| Tax % | 32 | 30 | 141 | -66 | 41 | 40 | 26 | 27 | 25 | 25 | 26 | 25 |
| Net Profit | 17832 | 13019 | -97 | -3749 | 3351 | 21140 | 23888 | 37183 | 57750 | 69543 | 80523 | 86666 |
| EPS in Rs | 22.76 | 15.75 | 0.3 | -5.11 | 2.58 | 22.15 | 25.11 | 39.64 | 62.35 | 75.17 | 86.91 | 90.24 |
| Dividend Payout % | 15 | 17 | 859 | 0 | 0 | 0 | 16 | 18 | 18 | 18 | 18 | 19 |