Current Price
₹ 1,018
Live Data
About Company
State Bank of India is a Fortune 500 company. It is an Indian Multinational, Public Sector banking and financial services statutory body headquartered in Mumbai. It is the largest and oldest bank in India with over 200 years of history.[1]
Financial Ratios
Key fundamental data analysis
Market Cap
₹ 9,39,109 Cr.
Current Price
₹ 1,018
High / Low
₹ 1,235 / 730
Stock P/E
11.6
Book Value
₹ 641
Dividend Yield
1.56 %
ROCE
6.47 %
ROE
17.2 %
Face Value
₹ 1.00
Analysis
Pros
- Company has delivered good profit growth of 36.3% CAGR over last 5 years
- Company has been maintaining a healthy dividend payout of 18.2%
Cons
- Company has low interest coverage ratio.
- Contingent liabilities of Rs.27,42,584 Cr.
- Earnings include an other income of Rs.1,99,771 Cr.
Quarterly Results
| Metrics | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 91518 | 98083 | 101460 | 107391 | 112868 | 117469 | 118242 | 121045 | 124654 | 126997 | 125729 | 128040 | 130590 |
| Interest | 49366 | 53451 | 58045 | 62955 | 68092 | 70644 | 71701 | 73619 | 77397 | 78227 | 78266 | 78002 | 78783 |
| Expenses | 56498 | 59965 | 49080 | 59365 | 62635 | 65418 | 53996 | 62709 | 64890 | 74438 | 59496 | 72265 | 76799 |
| Financing Profit | -14346 | -15334 | -5665 | -14930 | -17858 | -18593 | -7455 | -15283 | -17634 | -25668 | -12034 | -22227 | -24992 |
| Financing Margin % | -16 | -16 | -6 | -14 | -16 | -16 | -6 | -13 | -14 | -20 | -10 | -17 | -19 |
| Other Income | 35701 | 38769 | 30873 | 36865 | 33103 | 47445 | 33883 | 42758 | 43200 | 52565 | 41263 | 50884 | 55059 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 21355 | 23436 | 25208 | 21936 | 15245 | 28852 | 26428 | 27474 | 25566 | 26897 | 29229 | 28657 | 30067 |
| Tax % | 27 | 22 | 26 | 25 | 26 | 25 | 26 | 26 | 25 | 26 | 26 | 25 | 27 |
| Net Profit | 15888 | 18769 | 19094 | 16648 | 11598 | 22203 | 20094 | 20565 | 19484 | 20379 | 22121 | 21861 | 22176 |
| EPS in Rs | 17.34 | 20.27 | 20.77 | 18.04 | 12.4 | 23.96 | 21.65 | 22.17 | 21.12 | 21.96 | 23.76 | 22.9 | 23.09 |
| Gross NPA % | 2.53 | 2.13 | |||||||||||
| Net NPA % | 0.63 | 0.52 |
Profit & Loss
| Metrics | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 189062 | 207974 | 220633 | 230447 | 228970 | 253322 | 269852 | 278115 | 289973 | 350845 | 439189 | 490938 | 511356 |
| Interest | 121479 | 133179 | 143047 | 149115 | 146603 | 155867 | 161124 | 156010 | 156194 | 189981 | 259736 | 300943 | 313278 |
| Expenses | 82198 | 96675 | 109985 | 145666 | 169065 | 166104 | 172909 | 192821 | 197349 | 204303 | 239750 | 252043 | 282999 |
| Financing Profit | -14614 | -21879 | -32399 | -64334 | -86697 | -68649 | -64181 | -70715 | -63570 | -43439 | -60297 | -62049 | -84922 |
| Financing Margin % | -8 | -11 | -15 | -28 | -38 | -27 | -24 | -25 | -22 | -12 | -14 | -13 | -17 |
| Other Income | 37882 | 49315 | 52828 | 68193 | 77557 | 77365 | 98159 | 107222 | 117000 | 122534 | 155386 | 172406 | 199771 |
| Depreciation | 1942 | 1581 | 2252 | 2915 | 3105 | 3496 | 3662 | 3711 | 3691 | 3696 | 3849 | 3991 | 0 |
| Profit before tax | 21326 | 25855 | 18177 | 945 | -12245 | 5220 | 30317 | 32796 | 49739 | 75399 | 91240 | 106365 | 114849 |
| Tax % | 32 | 32 | 30 | 141 | -66 | 41 | 40 | 26 | 27 | 25 | 25 | 26 | - |
| Net Profit | 14807 | 17832 | 13019 | -97 | -3749 | 3351 | 21140 | 23888 | 37183 | 57750 | 69543 | 80523 | 86537 |
| EPS in Rs | 18.99 | 22.76 | 15.75 | 0.3 | -5.11 | 2.58 | 22.15 | 25.11 | 39.64 | 62.35 | 75.17 | 86.91 | 91.71 |
| Dividend Payout % | 16 | 15 | 17 | 859 | 0 | 0 | 0 | 16 | 18 | 18 | 18 | 18 | - |