Kotakbank
Current Price
₹ 381
Live Data
About Company
Kotak Mahindra Bank is a diversified financial services group providing a wide range of banking and financial services including Retail Banking, Treasury and Corporate Banking, Investment Banking, Stock Broking, Vehicle Finance, Advisory services, Asset Management, Life Insurance and General Insurance.[1]
Financial Ratios
Key fundamental data analysis
Market Cap
₹ 3,78,861 Cr.
Current Price
₹ 381
High / Low
₹ 453 / 345
Stock P/E
19.9
Book Value
₹ 182
Dividend Yield
0.13 %
ROCE
6.93 %
ROE
11.2 %
Face Value
₹ 1.00
Analysis
Cons
- Company has low interest coverage ratio.
- Company has a low return on equity of 13.7% over last 3 years.
- Contingent liabilities of Rs.11,75,810 Cr.
- Earnings include an other income of Rs.38,150 Cr.
- Dividend payout has been low at 2.59% of profits over last 3 years
- Working capital days have increased from 108 days to 153 days
Quarterly Results
| Metrics | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 11982 | 12869 | 13717 | 14495 | 15156 | 15837 | 16427 | 16633 | 16772 | 17248 | 17199 | 17507 | 17827 |
| Interest | 4230 | 4834 | 5536 | 5985 | 6212 | 6805 | 7139 | 7170 | 7157 | 7527 | 7333 | 7384 | 7376 |
| Expenses | 10548 | 10303 | 10136 | 12484 | 14920 | 12263 | 13094 | 10596 | 13666 | 13123 | 11606 | 13933 | 13656 |
| Financing Profit | -2796 | -2269 | -1955 | -3975 | -5976 | -3231 | -3806 | -1133 | -4051 | -3402 | -1740 | -3811 | -3205 |
| Financing Margin % | -23 | -18 | -14 | -27 | -39 | -20 | -23 | -7 | -24 | -20 | -10 | -22 | -18 |
| Other Income | 8785 | 7855 | 7843 | 9588 | 12751 | 13042 | 10453 | 7313 | 10402 | 9456 | 7703 | 10344 | 10648 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 5989 | 5586 | 5888 | 5614 | 6775 | 9811 | 6647 | 6180 | 6351 | 6053 | 5963 | 6533 | 7443 |
| Tax % | 24 | 26 | 25 | 25 | 23 | 25 | 25 | 25 | 23 | 27 | 25 | 25 | 27 |
| Net Profit | 4566 | 4150 | 4461 | 4265 | 5337 | 7448 | 5044 | 4701 | 4933 | 4472 | 4468 | 4924 | 5423 |
| EPS in Rs | 4.6 | 4.18 | 4.49 | 4.29 | 5.37 | 7.49 | 5.07 | 4.73 | 4.96 | 4.5 | 4.49 | 4.95 | 5.45 |
| Gross NPA % | 1.76 | 1.75 | 1.69 | 1.68 | 1.38 | 1.39 | 1.48 | 1.51 | 1.45 | ||||
| Net NPA % | 0.41 | 0.43 | 0.39 | 0.36 | 0.36 | 0.38 | 0.45 | 0.44 | 0.36 |
Profit & Loss
| Metrics | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 13319 | 20402 | 22324 | 25131 | 29831 | 33474 | 32820 | 33741 | 42151 | 56237 | 65669 | 69781 |
| Interest | 6966 | 11123 | 11458 | 12467 | 15187 | 15901 | 12967 | 11554 | 14411 | 22567 | 28275 | 29620 |
| Expenses | 9718 | 11541 | 14832 | 16805 | 19758 | 22578 | 29812 | 30699 | 33485 | 47052 | 48891 | 52319 |
| Financing Profit | -3366 | -2263 | -3965 | -4141 | -5114 | -5005 | -9958 | -8512 | -5746 | -13382 | -11496 | -12158 |
| Financing Margin % | -25 | -11 | -18 | -16 | -17 | -15 | -30 | -25 | -14 | -24 | -18 | -17 |
| Other Income | 8152 | 7631 | 11660 | 13682 | 16148 | 16892 | 23588 | 24941 | 25991 | 38037 | 41426 | 38150 |
| Depreciation | 237 | 345 | 362 | 383 | 458 | 465 | 461 | 480 | 599 | 792 | 941 | 0 |
| Profit before tax | 4550 | 5024 | 7332 | 9158 | 10576 | 11422 | 13168 | 15948 | 19646 | 23863 | 28989 | 25993 |
| Tax % | 33 | 32 | 32 | 33 | 33 | 25 | 25 | 25 | 25 | 25 | 24 | 26 |
| Net Profit | 3105 | 3524 | 5019 | 6258 | 7204 | 8593 | 9990 | 12089 | 14925 | 18213 | 22126 | 19288 |
| EPS in Rs | 3.94 | 3.77 | 5.37 | 6.51 | 7.55 | 8.98 | 10.08 | 12.18 | 15.03 | 18.32 | 22.26 | 19.39 |
| Dividend Payout % | 2 | 3 | 2 | 2 | 2 | 0 | 2 | 2 | 2 | 2 | 2 | 3 |