Icicibank
Current Price
₹ 1,243
Live Data
About Company
ICICI Bank is the second-largest private sector bank in India offering a diversified portfolio of financial products and services to retail, SME and corporate customers. The Bank has an extensive network of branches, ATMs and other touch-points.The ICICI group has presence in businesses like life and general insurance, housing finance, primary dealership, etc, through its subsidiaries and associates.[1]
Financial Ratios
Key fundamental data analysis
Market Cap
₹ 8,90,912 Cr.
Current Price
₹ 1,243
High / Low
₹ 1,500 / 1,188
Stock P/E
16.4
Book Value
₹ 503
Dividend Yield
0.89 %
ROCE
7.20 %
ROE
16.1 %
Face Value
₹ 2.00
Analysis
Cons
- Company has low interest coverage ratio.
- Contingent liabilities of Rs.80,16,362 Cr.
- Earnings include an other income of Rs.1,16,900 Cr.
- Working capital days have increased from 75.8 days to 135 days
Quarterly Results
| Metrics | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 34439 | 37106 | 38938 | 40865 | 42607 | 44582 | 46326 | 47037 | 48387 | 49080 | 48181 | 48364 | 49594 |
| Interest | 14479 | 16368 | 17908 | 19409 | 20424 | 21122 | 22225 | 22633 | 23047 | 23090 | 22017 | 21874 | 22047 |
| Expenses | 25959 | 21402 | 24560 | 24929 | 30604 | 29387 | 32221 | 33510 | 37588 | 31991 | 35065 | 37154 | 41823 |
| Financing Profit | -6000 | -663 | -3530 | -3473 | -8421 | -5927 | -8120 | -9106 | -12248 | -6002 | -8901 | -10664 | -14276 |
| Financing Margin % | -17 | -2 | -9 | -8 | -20 | -13 | -18 | -19 | -25 | -12 | -18 | -22 | -29 |
| Other Income | 19735 | 15229 | 18690 | 18615 | 24575 | 22688 | 26617 | 27589 | 31361 | 25496 | 27966 | 28418 | 35020 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 13735 | 14566 | 15160 | 15142 | 16154 | 16761 | 18496 | 18483 | 19113 | 19494 | 19065 | 17754 | 20744 |
| Tax % | 25 | 24 | 25 | 26 | 26 | 26 | 25 | 25 | 25 | 26 | 25 | 24 | 25 |
| Net Profit | 10236 | 11014 | 11351 | 11515 | 12200 | 12463 | 13906 | 13847 | 14354 | 14456 | 14318 | 13481 | 15681 |
| EPS in Rs | 14.11 | 15.2 | 15.56 | 15.76 | 16.62 | 16.62 | 18.38 | 18.25 | 18.96 | 19 | 18.7 | 17.53 | 20.61 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Profit & Loss
| Metrics | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 54964 | 59294 | 60940 | 62162 | 71982 | 84836 | 89163 | 95407 | 121067 | 159516 | 186331 | 195218 |
| Interest | 32318 | 33996 | 34836 | 34262 | 39178 | 44666 | 42659 | 41167 | 50543 | 74108 | 89028 | 89029 |
| Expenses | 38766 | 52252 | 63841 | 72806 | 83775 | 85361 | 91309 | 80798 | 87864 | 99560 | 130078 | 146032 |
| Financing Profit | -16120 | -26955 | -37737 | -44906 | -50971 | -45190 | -44805 | -26558 | -17341 | -14152 | -32775 | -39843 |
| Financing Margin % | -29 | -45 | -62 | -72 | -71 | -53 | -50 | -28 | -14 | -9 | -18 | -20 |
| Other Income | 35252 | 42102 | 52458 | 56807 | 59325 | 64950 | 72174 | 62129 | 65112 | 76522 | 108255 | 116900 |
| Depreciation | 798 | 843 | 912 | 922 | 946 | 1171 | 1340 | 1330 | 1515 | 1935 | 2627 | 0 |
| Profit before tax | 18334 | 14304 | 13809 | 10978 | 7408 | 18589 | 26028 | 34241 | 46256 | 60434 | 72854 | 77057 |
| Tax % | 29 | 24 | 18 | 17 | 23 | 40 | 22 | 25 | 26 | 26 | 25 | 25 |
| Net Profit | 12942 | 10927 | 11340 | 9100 | 5689 | 11225 | 20364 | 26538 | 35461 | 46081 | 54569 | 57936 |
| EPS in Rs | 19.2 | 15.92 | 15.9 | 12 | 6.6 | 14.78 | 26.58 | 36.14 | 48.74 | 63.02 | 71.65 | 75.71 |
| Dividend Payout % | 24 | 29 | 14 | 12 | 15 | 0 | 8 | 14 | 16 | 16 | 15 | 16 |