Hdfcbank
Current Price
₹ 742
Live Data
About Company
HDFC Bank Limited (also known as HDFC) is an Indian banking and financial services company headquartered in Mumbai. It is India's largest private sector bank by assets and the world's tenth-largest bank by market capitalization as of May 2024. As of April 2024, HDFC Bank has a market capitalization of $145 billion, making it the third-largest company on the Indian stock exchanges. [1]
Financial Ratios
Key fundamental data analysis
Market Cap
₹ 11,42,182 Cr.
Current Price
₹ 742
High / Low
₹ 1,020 / 727
Stock P/E
15.3
Book Value
₹ 364
Dividend Yield
1.48 %
ROCE
7.51 %
ROE
14.4 %
Face Value
₹ 1.00
Analysis
Pros
- Company has delivered good profit growth of 21.0% CAGR over last 5 years
- Company has been maintaining a healthy dividend payout of 23.3%
- Company's median sales growth is 17.5% of last 10 years
Cons
- Company has low interest coverage ratio.
- Contingent liabilities of Rs.27,80,601 Cr.
- Earnings include an other income of Rs.1,50,600 Cr.
Quarterly Results
| Metrics | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 45002 | 47548 | 51168 | 75039 | 78008 | 79434 | 81546 | 83002 | 85040 | 86779 | 87372 | 86994 | 87067 |
| Interest | 20505 | 22606 | 25955 | 41250 | 43242 | 43692 | 44580 | 45414 | 46914 | 46986 | 47709 | 46741 | 45821 |
| Expenses | 16682 | 17770 | 18470 | 45349 | 50530 | 62938 | 49690 | 52074 | 41307 | 47709 | 64497 | 45161 | 54145 |
| Financing Profit | 7815 | 7172 | 6744 | -11560 | -15764 | -27196 | -12723 | -14487 | -3181 | -7916 | -24833 | -4908 | -12899 |
| Financing Margin % | 17 | 15 | 13 | -15 | -20 | -34 | -16 | -17 | -4 | -9 | -28 | -6 | -15 |
| Other Income | 9121 | 9610 | 9853 | 32528 | 37007 | 44958 | 35450 | 38455 | 27154 | 33489 | 45683 | 31567 | 39860 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 16936 | 16783 | 16597 | 20967 | 21243 | 17761 | 22727 | 23968 | 23973 | 25573 | 20850 | 26659 | 26961 |
| Tax % | 25 | 25 | 25 | 17 | 17 | -1 | 24 | 22 | 24 | 25 | 18 | 24 | 23 |
| Net Profit | 12735 | 12634 | 12403 | 17312 | 17718 | 18013 | 17188 | 18627 | 18340 | 19285 | 17090 | 20364 | 20691 |
| EPS in Rs | 11.39 | 11.29 | 11.06 | 11.09 | 11.37 | 11.6 | 10.83 | 11.68 | 11.54 | 12.31 | 10.6 | 12.76 | 12.87 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Profit & Loss
| Metrics | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 42555 | 50666 | 63162 | 73271 | 85288 | 105161 | 122189 | 128552 | 135936 | 170754 | 283649 | 336367 | 348212 |
| Interest | 23445 | 27288 | 34070 | 38042 | 42381 | 53713 | 62137 | 59248 | 58584 | 77780 | 154139 | 183894 | 187257 |
| Expenses | 13508 | 16164 | 20055 | 23856 | 29532 | 34856 | 45459 | 52457 | 56557 | 63042 | 174196 | 186974 | 211511 |
| Financing Profit | 5602 | 7214 | 9037 | 11374 | 13374 | 16592 | 14593 | 16848 | 20795 | 29932 | -44685 | -34501 | -50556 |
| Financing Margin % | 13 | 14 | 14 | 16 | 16 | 16 | 12 | 13 | 15 | 18 | -16 | -10 | -15 |
| Other Income | 8298 | 9546 | 11212 | 12905 | 16057 | 18947 | 24879 | 27333 | 31759 | 33912 | 124346 | 134548 | 150600 |
| Depreciation | 689 | 680 | 738 | 886 | 967 | 1221 | 1277 | 1385 | 1681 | 2345 | 3092 | 3805 | 0 |
| Profit before tax | 13211 | 16079 | 19511 | 23393 | 28464 | 34318 | 38195 | 42796 | 50873 | 61498 | 76569 | 96242 | 100043 |
| Tax % | 34 | 33 | 34 | 35 | 35 | 35 | 29 | 26 | 25 | 25 | 15 | 24 | - |
| Net Profit | 8768 | 10703 | 12821 | 15317 | 18561 | 22446 | 27296 | 31857 | 38151 | 46149 | 65446 | 73440 | 77430 |
| EPS in Rs | 9.11 | 10.66 | 12.66 | 14.91 | 17.83 | 20.5 | 24.85 | 28.87 | 34.31 | 41.22 | 42.16 | 46.26 | 48.54 |
| Dividend Payout % | 19 | 19 | 19 | 18 | 18 | 18 | 5 | 11 | 23 | 23 | 23 | 24 | - |