Current Price
₹ 817
Live Data

About Company

Bajaj Finance is mainly engaged in the business of lending. BFL has a diversified lending portfolio across retail, SME and commercial customers with a significant presence in urban and rural India. It also accepts public and corporate deposits and offers variety of financial services products to its customers.(Source : 202003 Annual Report Page No:124)

Financial Ratios

Key fundamental data analysis

Market Cap
₹ 5,08,659 Cr.
Current Price
₹ 817
High / Low
₹ 1,102 / 788
Stock P/E
27.9
Book Value
₹ 166
Dividend Yield
0.54 %
ROCE
11.4 %
ROE
19.2 %
Face Value
₹ 1.00

Analysis

Pros

  • Company has delivered good profit growth of 25.9% CAGR over last 5 years
  • Company has been maintaining a healthy dividend payout of 17.4%
  • Company's median sales growth is 31.8% of last 10 years

Cons

  • Stock is trading at 4.93 times its book value
  • Company has low interest coverage ratio.

Quarterly Results

MetricsDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Revenue10787113641249813382141641492616100170911803518457195242017921214
Interest3351359241034537486852175684614963866552691870117339
Expenses3308338236933931422944204956533856916026599263077938
Financing Profit4129439047034914506652895460560459585879661468615937
Financing Margin %38393837363534333332343428
Other Income25525957262155-262
Depreciation119134156159176193200210219252251258244
Profit before tax4012426145514758489651055265540157655647636866085431
Tax %26262425262526262520252525
Net Profit2973315834373551363938253912401443084546476549484066
EPS in Rs4.915.225.675.865.896.186.326.466.867.217.567.846.39
Gross NPA %1.140.940.870.910.950.850.861.061.120.961.031.241.21
Net NPA %0.410.340.310.310.370.370.380.460.480.440.50.60.47

Profit & Loss

MetricsMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue539272999970127461848726375266733163341411549746970979374
Interest2274295938534696672396089519984812701188862499227820
Expenses175223543250411554549159108391188012693160992175426262
Financing Profit1367198628673935631076096314990516018199892296325292
Financing Margin %252729313429243139363332
Other Income263522101383-17-54-2-232
Depreciation3656711021442953253854856838811005
Profit before tax1357196528173843617973225992950415528193102208024054
Tax %3435353535282626262524-
Net Profit898127918362496399552644420702811508144511677918325
EPS in Rs1.792.373.344.326.918.757.3311.6119.0123.3526.7729
Dividend Payout %10101199111417161521-