ShareMarket
Current Price
₹ 908
Live Data

About Company

Bajaj Finance is mainly engaged in the business of lending. BFL has a diversified lending portfolio across retail, SME and commercial customers with a significant presence in urban and rural India. It also accepts public and corporate deposits and offers variety of financial services products to its customers.(Source : 202003 Annual Report Page No:124)

Financial Ratios

Key fundamental data analysis

Market Cap
₹ 5,64,640 Cr.
Current Price
₹ 908
High / Low
₹ 1,102 / 788
Stock P/E
29.4
Book Value
₹ 183
Dividend Yield
0.59 %
ROCE
10.8 %
ROE
18.2 %
Face Value
₹ 1.00

Analysis

Pros

  • Company has delivered good profit growth of 34.1% CAGR over last 5 years
  • Company has been maintaining a healthy dividend payout of 18.6%
  • Company's median sales growth is 29.4% of last 10 years

Cons

  • Stock is trading at 4.95 times its book value
  • Company has low interest coverage ratio.
  • Company might be capitalizing the interest cost

Quarterly Results

MetricsMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue11364124981338214164149261610017091180351829419524201792101321606
Interest3592410345374868521756846149638665516918701173397398
Expenses3382369339314229442049565338569158655992630777376553
Financing Profit4390470349145066528954605604595858796614686159377654
Financing Margin %39383736353433333234342835
Other Income5525957262155-26211
Depreciation134156159176193200210219252251258244256
Profit before tax4261455147584896510552655401576556476368660854317410
Tax %26242526252626252025252525
Net Profit3158343735513639382539124014430845464765494840665553
EPS in Rs5.225.675.865.896.186.326.466.867.217.567.846.398.78
Gross NPA %0.940.870.910.950.850.861.061.120.961.031.241.211.01
Net NPA %0.340.310.310.370.370.380.460.480.440.50.60.470.41

Profit & Loss

MetricsMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue539272999970127461848726375266733163341411549746970981982
Interest2274295938534696672396089519984812701188862499228666
Expenses175223543250411554549159108391188012693160992175426249
Financing Profit1367198628673935631076096314990516018199892296327067
Financing Margin %252729313429243139363333
Other Income263522101383-17-54-2-242
Depreciation3656711021442953253854856838811009
Profit before tax1357196528173843617973225992950415528193102208025817
Tax %343535353528262626252425
Net Profit898127918362496399552644420702811508144511677919332
EPS in Rs1.792.373.344.326.918.757.3311.6119.0123.3526.7730.56
Dividend Payout %1010119911141716152120