Current Price
₹ 1,647
Live Data

About Company

Bajaj Finserv Ltd. is the holding company for the various financial services businesses under the Bajaj group. It serves millions of customers by providing solutions for asset acquisition through financing, asset protection through general insurance, family and income protection in the form of life and health insurance, and retirement and savings solutions.[1]

Financial Ratios

Key fundamental data analysis

Market Cap
₹ 2,63,643 Cr.
Current Price
₹ 1,647
High / Low
₹ 2,195 / 1,627
Stock P/E
26.9
Book Value
₹ 479
Dividend Yield
0.06 %
ROCE
11.0 %
ROE
13.4 %
Face Value
₹ 1.00

Analysis

Pros

  • Company has delivered good profit growth of 21.4% CAGR over last 5 years
  • Company's median sales growth is 24.4% of last 10 years

Cons

  • Stock is trading at 3.44 times its book value
  • Company has low interest coverage ratio.

Quarterly Results

MetricsDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Sales21755236252328026023290383204131480337043204236595354393740339708
Expenses13924154701393516073186012110819655214201966923868211242335225842
Operating Profit7831815493459950104381093311825122831237312728143151405013866
OPM %36354038363438363935403835
Other Income02302433310133-378
Interest3241343640204449477751545592604662766396680769017232
Depreciation172181202209232257267275288339317327330
Profit before tax4419454051255292543155275968596658126002720468255926
Tax %25272829262629302421263026
Net Profit3300333537093756404540854209418044124756532947464368
EPS in Rs11.1911.1112.212.0913.5213.2813.3913.0713.9715.1417.4614.0413.95

Profit & Loss

MetricsMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Sales6023113352053324507328624260554351605926840682072110382133822149145
Expenses153158231379515794220742756936094409504695152204694978429894186
Operating Profit4491551167398713107881503718258196412145529868408864952454959
OPM %75493336333534323136373737
Other Income3800120-781-4-18-352
Interest15622230287737164531665795009274962912380186072458727337
Depreciation3138587316022645749856367890011701314
Profit before tax290232513804492560998155830298621127116811213752374825957
Tax %242627303234282526272726-
Net Profit21912409277534504176537459947367831412210155951755819200
EPS in Rs9.7110.6211.7114.2116.6520.2321.1728.0928.6340.2951.0755.5760.59
Dividend Payout %221111211222-