Bajajfinsv
Current Price
₹ 1,752
Live Data
About Company
Bajaj Finserv Ltd. is the holding company for the various financial services businesses under the Bajaj group. It serves millions of customers by providing solutions for asset acquisition through financing, asset protection through general insurance, family and income protection in the form of life and health insurance, and retirement and savings solutions.[1]
Financial Ratios
Key fundamental data analysis
Market Cap
₹ 2,80,401 Cr.
Current Price
₹ 1,752
High / Low
₹ 2,195 / 1,597
Stock P/E
28.2
Book Value
₹ 487
Dividend Yield
0.09 %
ROCE
10.5 %
ROE
13.2 %
Face Value
₹ 1.00
Analysis
Pros
- Company's median sales growth is 20.6% of last 10 years
Cons
- Stock is trading at 3.60 times its book value
- Company has low interest coverage ratio.
- Company has a low return on equity of 13.8% over last 3 years.
Quarterly Results
| Metrics | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 23625 | 23280 | 26023 | 29038 | 32041 | 31480 | 33704 | 32042 | 36595 | 35439 | 37403 | 39708 | 38494 |
| Expenses | 15470 | 13935 | 16073 | 18601 | 21108 | 19655 | 21420 | 19669 | 23868 | 21124 | 23352 | 25842 | 23983 |
| Operating Profit | 8154 | 9345 | 9950 | 10438 | 10933 | 11825 | 12283 | 12373 | 12728 | 14315 | 14050 | 13866 | 14511 |
| OPM % | 35 | 40 | 38 | 36 | 34 | 38 | 36 | 39 | 35 | 40 | 38 | 35 | 38 |
| Other Income | 2 | 3 | 0 | 2 | 4 | 3 | 3 | 3 | 10 | 13 | 3 | -378 | 25 |
| Interest | 3436 | 4020 | 4449 | 4777 | 5154 | 5592 | 6046 | 6276 | 6396 | 6807 | 6901 | 7232 | 7291 |
| Depreciation | 181 | 202 | 209 | 232 | 257 | 267 | 275 | 288 | 339 | 317 | 327 | 330 | 317 |
| Profit before tax | 4540 | 5125 | 5292 | 5431 | 5527 | 5968 | 5966 | 5812 | 6002 | 7204 | 6825 | 5926 | 6928 |
| Tax % | 27 | 28 | 29 | 26 | 26 | 29 | 30 | 24 | 21 | 26 | 30 | 26 | 25 |
| Net Profit | 3335 | 3709 | 3756 | 4045 | 4085 | 4209 | 4180 | 4412 | 4756 | 5329 | 4746 | 4368 | 5226 |
| EPS in Rs | 11.11 | 12.2 | 12.09 | 13.52 | 13.28 | 13.39 | 13.07 | 13.97 | 15.14 | 17.46 | 14.04 | 13.95 | 15.86 |
Profit & Loss
| Metrics | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 11335 | 20533 | 24507 | 32862 | 42605 | 54351 | 60592 | 68406 | 82072 | 110382 | 133822 | 150504 |
| Expenses | 5823 | 13795 | 15794 | 22074 | 27569 | 36094 | 40950 | 46951 | 52204 | 69497 | 84298 | 93761 |
| Operating Profit | 5511 | 6739 | 8713 | 10788 | 15037 | 18258 | 19641 | 21455 | 29868 | 40886 | 49524 | 56743 |
| OPM % | 49 | 33 | 36 | 33 | 35 | 34 | 32 | 31 | 36 | 37 | 37 | 38 |
| Other Income | 8 | 0 | 0 | 1 | 2 | 0 | -7 | 8 | 1 | -4 | -18 | -336 |
| Interest | 2230 | 2877 | 3716 | 4531 | 6657 | 9500 | 9274 | 9629 | 12380 | 18607 | 24587 | 28232 |
| Depreciation | 38 | 58 | 73 | 160 | 226 | 457 | 498 | 563 | 678 | 900 | 1170 | 1291 |
| Profit before tax | 3251 | 3804 | 4925 | 6099 | 8155 | 8302 | 9862 | 11271 | 16811 | 21375 | 23748 | 26883 |
| Tax % | 26 | 27 | 30 | 32 | 34 | 28 | 25 | 26 | 27 | 27 | 26 | 27 |
| Net Profit | 2409 | 2775 | 3450 | 4176 | 5374 | 5994 | 7367 | 8314 | 12210 | 15595 | 17558 | 19669 |
| EPS in Rs | 10.62 | 11.71 | 14.21 | 16.65 | 20.23 | 21.17 | 28.09 | 28.63 | 40.29 | 51.07 | 55.57 | 61.24 |
| Dividend Payout % | 2 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 2 | 2 | 2 | 2 |