Axisbank
Current Price
₹ 1,193
Live Data
About Company
Incorporated in December 1993, Axis Bank Limited is a private sector bank.It has the third-largest network of branches among private sector banks and an international presence through branches in DIFC (Dubai) and Singapore along with representative offices in Abu Dhabi, Sharjah, Dhaka and Dubai and an offshore banking unit in GIFT City.[1]
Financial Ratios
Key fundamental data analysis
Market Cap
₹ 3,70,598 Cr.
Current Price
₹ 1,193
High / Low
₹ 1,418 / 1,032
Stock P/E
14.1
Book Value
₹ 662
Dividend Yield
0.08 %
ROCE
7.11 %
ROE
16.3 %
Face Value
₹ 2.00
Analysis
Pros
- Company has delivered good profit growth of 72.2% CAGR over last 5 years
- Company's working capital requirements have reduced from 140 days to 70.5 days
Cons
- Company has low interest coverage ratio.
- Promoter holding is low: 8.15%
- Contingent liabilities of Rs.29,55,132 Cr.
- Company might be capitalizing the interest cost
- Earnings include an other income of Rs.30,208 Cr.
Quarterly Results
| Metrics | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 22843 | 24630 | 26246 | 27418 | 28865 | 30231 | 31159 | 31601 | 32162 | 32452 | 32348 | 32310 | 33709 |
| Interest | 11094 | 12580 | 13972 | 14749 | 15943 | 16727 | 17261 | 17615 | 18040 | 18121 | 18239 | 17971 | 18785 |
| Expenses | 8577 | 8101 | 9731 | 10059 | 10506 | 11124 | 11892 | 12412 | 11913 | 11943 | 13983 | 14302 | 12743 |
| Financing Profit | 3171 | 3948 | 2543 | 2609 | 2416 | 2379 | 2006 | 1575 | 2210 | 2389 | 127 | 36 | 2181 |
| Financing Margin % | 14 | 16 | 10 | 10 | 8 | 8 | 6 | 5 | 7 | 7 | 0 | 0 | 6 |
| Other Income | 5148 | -7101 | 5648 | 5705 | 6272 | 7606 | 6637 | 7603 | 6797 | 7506 | 8053 | 7460 | 7189 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 8319 | -3153 | 8192 | 8314 | 8688 | 9985 | 8643 | 9177 | 9007 | 9895 | 8180 | 7496 | 9371 |
| Tax % | 25 | 70 | 26 | 25 | 25 | 24 | 25 | 19 | 25 | 24 | 23 | 26 | 25 |
| Net Profit | 6215 | -5334 | 6113 | 6230 | 6520 | 7630 | 6467 | 7436 | 6779 | 7509 | 6279 | 5567 | 7060 |
| EPS in Rs | 20.12 | -17.43 | 19.78 | 20.13 | 21.05 | 24.62 | 20.83 | 23.93 | 21.78 | 24.13 | 20.13 | 17.82 | 22.58 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Profit & Loss
| Metrics | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 30736 | 35727 | 41409 | 45175 | 46614 | 56044 | 63716 | 64397 | 68846 | 87448 | 112759 | 127374 | 130820 |
| Interest | 18703 | 21341 | 24344 | 26789 | 27604 | 33883 | 37996 | 34627 | 34923 | 43389 | 61391 | 71036 | 73116 |
| Expenses | 9944 | 11521 | 13869 | 24327 | 29717 | 28020 | 35976 | 32621 | 31216 | 30641 | 40036 | 46395 | 52970 |
| Financing Profit | 2089 | 2865 | 3196 | -5941 | -10706 | -5860 | -10256 | -2851 | 2707 | 13418 | 11333 | 9943 | 4733 |
| Financing Margin % | 7 | 8 | 8 | -13 | -23 | -10 | -16 | -4 | 4 | 15 | 10 | 8 | 4 |
| Other Income | 7766 | 8838 | 9955 | 12422 | 11863 | 14189 | 16342 | 13577 | 17268 | 18349 | 25230 | 28543 | 30208 |
| Depreciation | 375 | 420 | 461 | 527 | 591 | 737 | 806 | 976 | 1046 | 13146 | 1385 | 1763 | 0 |
| Profit before tax | 9479 | 11283 | 12690 | 5954 | 566 | 7592 | 5280 | 9750 | 18929 | 18621 | 35178 | 36722 | 34941 |
| Tax % | 33 | 34 | 34 | 33 | 18 | 34 | 64 | 26 | 25 | 42 | 25 | 23 | - |
| Net Profit | 6311 | 7450 | 8358 | 3967 | 464 | 5047 | 1879 | 7252 | 14207 | 10919 | 26492 | 28191 | 26415 |
| EPS in Rs | 26.86 | 31.42 | 35.04 | 16.51 | 1.78 | 19.59 | 6.57 | 23.49 | 45.99 | 35.16 | 85.49 | 90.58 | 84.66 |
| Dividend Payout % | 15 | 15 | 14 | 30 | 0 | 5 | 0 | 0 | 2 | 3 | 1 | 1 | - |